At 40 requests/user/day (totaling 12,000 queries/mo), running AI coding assistant on Kimi K2.6 costs $243.36 / month ($24.336 / user / mo).
Total expected API invoice for 10 Active Users generating 12,000 queries.
Direct inference cost per MAU to model your SaaS pricing tiers and gross margins.
Savings generated by exploiting 60% cache hits on prompt context.
| Model | Provider | Monthly Spend (10 Active Users) | Cost / User / Mo | Annual Spend | Context Limit |
|---|---|---|---|---|---|
| Kimi K2.6 (Current) | moonshot | $243.36 | $24.336 | $2,920.32 | 1,000,000 |
| GPT-5.6 Terra | openai | $420.48 | $42.048 | $5,045.76 | 1,050,000 |
| GPT-5.4 Workhorse | openai | $525.60 | $52.56 | $6,307.20 | 256,000 |
| o3-mini | openai | $216.48 | $21.648 | $2,597.76 | 200,000 |
| o4-mini | openai | $192.72 | $19.272 | $2,312.64 | 256,000 |
| o1-mini | openai | $216.48 | $21.648 | $2,597.76 | 128,000 |
At 40 queries per user/day with Kimi K2.6, the estimated cost is $24.336 per monthly active user (MAU). Total monthly bill for 10 Active Users is $243.36.
Assuming a 60% cache hit rate on repeated system and context tokens, prompt caching saves $116.64 per month ($1,399.68/year) on Kimi K2.6.
With a direct COGS of $24.336 per user/month on Kimi K2.6, charging at least $121.68 per user/month ensures an 80%+ software gross margin.